Richard's Real Estate Thoughts - Chattanooga TN Mortgage Lender

Tina Christein, VP American Acceptance, New President TNAMB, and TN Reform Law

Tina Christein, the Vice President over Wholesale Operations here at American Acceptance Mortgage, has been elected as President of Tennessee National Association of Mortgage Brokers for 2008. She is well deserving of this. She has coordinated fund raising and recruitment for the Chattanooga area for the last several years. This included organizing and executing an annual golf tournament. Last year, in the midst of the start of the mortgage woes, she was able to put on the only one of 4 Mortgage Broker golf tournaments that made a profit for our organization.

She has served in various state level postions, including Secretary and Vice President. This year after being elected, she presided over a very successful state convention. It was successful even in this down year, largely because of her efforts.

The upcoming year is proving to be full of challenges, from the economy, from loss of membership, from loss of lenders, from state and federal regulation, from program loss and guideline restrictions.

She plans to keep working through all of this. One piece of legislation, TN Mortgage Originator Reform bill, that she and the Mortgage Brokers have supported is licensing and continuing education for mortgage brokers. This will improve the level  of service, weed out unqualified brokers, ensure a minimum level of knowledge, provide for continual development, and establish our profession as professional.

This bill has just recently been signed into law by the governor.

The article about the convention, Tina's election, and a synopsis about the TN Reform Law is available by clicking here.

Congratulations to my friend and coworker, Tina Christein. You go girl!!

Thank you for visiting. This is the professional blog for

Richard Smith
NMLS# 184479 TN# 104002 GA# 28928 

Conventional, FHA, FHA 203k, HUD $100 down purchases, VA,

Rural Development ( USDA), and Jumbo Loans

Lending in Chattanooga, Tennessee and Georgia for over 20 years.

Sierra Pacific Mortgage

Cell phone: 423-280-0345 Email:

Visit my website to inquiry about a home loan.

Read my most recent articles in Scotsman Guide.

This blog represents the opinions of Richard Smith. The posts and comments written on the blog do not represent the opinions or positions of Sierra Pacific Mortgage. 

Comment balloon 3 commentsRichard Smith • May 21 2008 08:19PM
Tina Christein, VP American Acceptance, New President TNAMB, and TN…
Tina Christein, the Vice President over Wholesale Operations here at American Acceptance Mortgage, has been elected as President of Tennessee National Association of Mortgage Brokers for 2008. She is well deserving of this. She has coordinated fund… more
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